A number of people have similar feelings towards NCR that you have towards HBU. Local players (which has been the foundation of much of the discussion on this forum recently) feel disconnected with NCR and the lack of GENUINE opportunity provided to them. Napier have been around since 1973 so of course they're going to be more established, have a greater family culture and volunteer base. NCR, sitting in their glass houses I might add, seem to be obsessed with HBU and would love nothing more than to see the club fall over instead of actually accepting that not everything goes there way all the time and that they need to accept decisions that are made. I don't think its a money thing at all, but more to do with the fact a number of their players who aren't even locals anyway weren't signed. Move on.
I think it's a case that NCR feel they can do a better job than what HBU are doing. So probably would want the NL licence back.
And since CF aren't handing out money to the local clubs to help them, have decided to act more as a competition to HBU rather than sit below them and support them. Which I can't blame them for.