On Terry - I haven't had personal dealings with him, but can appreciate that there are those who have grievances (and debts) with him who would paint a less than rosy picture of him. As a football fan & a Wellingtonian, I appreciate what he's done in creating the Phoenix.
Has he been successful? Financially, obviously not. In addition, I remember the Phoenix in 2007 were held up as an example of a well-run club. I'm not sure that's applied for some time now. Footballing wise, I'm not sure either. Yes, the Nix have made the playoffs 2 years running but it's been pretty grim viewing at times, as pages and pages of post-match angst will attest. Yet, the fact we're angsting is probably his biggest success. He's got people talking about football, wearing team merchandise, and attending matches. Even his downfall & bankruptcy wouldn't have made the paper if he hadn't founded the Nix.
As for now claiming he funded the Nix with other people's money, it does come across as kicking him when he's down. I'm not saying it's not true, but that viewpoint would have more crediblity had it been brought up in the first 3 seasons.