I think they waited too long before getting to his contract, and didnt do enough to keep him, points 2 and 3, which I take as an opportunity missed. I may be wrong on the timing but the Serepisos stuff was later, or would have been if we had done enough earlier.
You are wrong on the timing. The Terry saga was ongoing for that whole season (including the reports of players not being payed etc), and the future of the club was still up in the air when we played our last game at Westpac for the season. I remember Terry addressing the crowd straight after Vuka scored the penalty, and telling us that "The Phoenix are here to stay".